Texas Legislation For Roof Claim Litigation

Know that a roof insurance claim is a long process.

Texas legislation for roof claim litigation.

Also what type of roofing system is involved such as asphalt shingle ceramic metal tile sheet metal or built up flat roof. Harleysville claimed only partial damage to the roof and allocated 21 000 for roof repairs but the insured s construction expert believed the roof had to be entirely replaced at a cost of more. If you have a claim you must meet a deductible. Attorney s fees and litigation expenses totaled 942 389 mistake 5 hiring a public adjuster.

I sent the following open and public letter yesterday regarding texas roof claims in response to texas legislation which encourages insurance companies to pay less than what is owed less than what roofing manufacturers require to be done and encourages unsafe conditions which literally kill people. And always consult with a public adjuster or your insurance adjuster if you are unsure about any step of the roof insurance claim process. Under texas house bill 2102 approved in the most recent legislative session roofing contractors who offer to waive a homeowner s deductible on their property insurance policy could face jail time. To get the job texas roofers often offer homeowners a free roof by agreeing to pay the homeowner s insurance deductible.

A deductible is the amount of a claim that you must pay yourself. A new law if approved by gov. For instance if you have a 1 000 claim and your policy has a 300 deductible the insurance company will deduct 300 from your claim amount and pay you 700. A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business.

Construction defect litigation in texas is both standard and unique although lock step with the majority of jurisdictions in some areas the depth and breadth of legislation and interpretative common law necessitates careful attention when dealing with a construction defect claim in texas. Take your business elsewhere. New state law cracks down on roof scams. The lane law firm won 16 206 435 64 in a jury verdict against an insurance company over an underpaid denied claim in texas.

Roofers who waive deductibles are cutting corners. First a home owner must provide evidence of the circumstances that caused the roof damage. Insurance companies like to know the age and condition of the roof beforehand. A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible.